Checking Account Choices
Freedom Checking
- A TRULY FREE checking account: no strings attached, no hidden fees
- Extra ¼% on all IRA deposits
- FREE Online Banking Bill Pay (a $4.95 per month value)
- No minimum balance
- No monthly service charge
- FREE ATM use at any NVSL (SUM) network ATM
- 10 FREE out-of-network ATM transactions per month
- FREE Visa Debit card (for qualified applicants)
- Direct Deposit available
- No per-item check charge
- Unlimited check writing
- FREE standard checks
- Images of all checks returned to you
- Overdraft Protection available (for qualified applicants)
Account Terms and Conditions subject to change. See our Rate Disclosure information at your nearest Naugatuck Valley Savings and Loan office. Non-network ATMs may charge for use.
Valley Platinum Checking
- Extra ¼% interest on a related certificate of deposit (CD)
- FREE Online Banking Bill Pay (a $4.95 per month value)
- Fee-Free Travelers Checks and Cashiers Checks
- FREE Valley Platinum checks
- No minimum balance
- 5 FREE out-of-network ATM transactions per month
- FREE ATM use at any NVSL (SUM) network ATM
- FREE Direct Deposit or Safe Deposit Box (where available)*
- FREE Notary service
$100 minimum opening deposit. Customers must also maintain a minimum Savings balance of $5,000, a minimum Certificate of Deposit of $10,000, Direct Deposit, and/or a Safe Deposit Box.
*$10.00 monthly charge if requirements not met.
Account Terms and Conditions subject to change. See our Rate Disclosure information at your nearest Naugatuck Valley Savings and Loan office.
NOW Checking
- Our no-frills checking account – no monthly fee, no per-check charge – for people who keep a higher balance
The monthly $7.50 service charge is waived when you maintain a minimum $500 balance, or $2,500 daily balance in a related Savings or Certificate account.
Account Terms and Conditions subject to change. See our Rate Disclosure information at your nearest Naugatuck Valley Savings and Loan office. Click here for current rate.
Health Savings Accounts (HSAs)
HSAs provide a tax-free way to save for medical expenses. To be eligible, you must be covered by a high deductible health plan (HDHP). An HDHP features higher annual deductibles than other health plans. To confirm your eligibility, speak with your employer’s health benefits manager, health plan representative or tax advisor. You can also find answers to frequently asked questions on the U.S. Treasury Department Web site: www.treas.gov/offices/public-affairs/hsa/faq.shtml
Easily access your funds by using your HSA Visa Debit Card, Online Bill Pay, or writing checks. Since record keeping is very important on HSAs, you will receive a free monthly statement including all of your transactions and images of your cancelled checks.
- Zero minimum balance to open
- Zero set-up fee
- Zero monthly fee
- Unlimited check writing
- FREE HSA Visa debit card
- FREE checks
- FREE monthly statement
- FREE Online Banking
- FREE Online Bill Pay (a $4.95 per month value)
- Competitive interest rates. Click here to see the latest Health Savings Account Rates.
For more information about the Naugatuck Valley Savings and Loan HSA, please contact our Retirement and Specialty Accounts manager, Carla Abate, by e-mail now or by calling (203) 720-5000 ext. 341.
