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RATES EFFECTIVE
April 22, 2008  
Annual
Interest
Rate
Annual
Percentage
Yield (A.P.Y.)
Minimum
Deposit to
open account
Minimum Balance
to obtain Annual
Percentage Yield
Current Specials
4 Month Liquid 2.53% 2.60% $1,000.00 $1,000.00
12 MonthSpecial 2.92% 3.00% $1,000.00 $1,000.00
3 Year Certificate 3.39% 3.50% $1,000.00 $1,000.00
Other Specials
Matri-Money Add-on Certificate 1.23% 1.25% $100.00 $100.00
Pride and Joy Add-on Certificate 1.23% 1.25% $100.00 $100.00
A penalty may be assessed on funds withdrawn prior to maturity on all time deposits.

Annual percentage yield (APY) assumes principal and interest remain on deposit for one year.

Fees may reduce the earnings on the account.

FDIC INSURED

FOR CURRENT RATES CALL (203) 720-5000

RATES SUBJECT TO CHANGE