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Savings & Certificate Rates
RATES EFFECTIVE
April 22, 2008 |
Annual
Interest
Rate |
Annual
Percentage
Yield (A.P.Y.) |
Minimum
Deposit to
open account |
Minimum Balance
to obtain Annual
Percentage Yield |
| Regular Savings |
0.15% |
0.15% |
$100.00 |
$100.00 |
|
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|
| 91 Day Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 4 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 5 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 6 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 7 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 8 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 9 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 10 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 11 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 12 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 13 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 14 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 15 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 18 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 21 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 24 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 29 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 30 Month Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 36 Month Certificate or IRA |
3.39% |
3.50% |
$1,000.00 |
$1,000.00 |
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| 4 Year Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| 5 Year Certificate or IRA |
1.23% |
1.25% |
$1,000.00 |
$1,000.00 |
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| Money Market Deposit Account |
0.39% |
0.40% |
$1,000.00 |
$1,000.00 |
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| Money Market Checking Account |
0.39% |
0.40% |
$1,000.00 |
$1,000.00 |
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| 18 Month IRA Variable Rate Certificate |
1.23% |
1.25% |
$100.00 |
$100.00 |
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| Club Accounts |
0.35% |
0.35% |
$5.00 |
$5.00 |
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| N.O.W. Account |
0.05% |
0.05% |
$100.00 |
$100.00 |
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| Platinum Checking |
0.05% |
0.05% |
$100.00 |
$100.00 |
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| A penalty may be assessed on funds withdrawn prior to maturity on all time deposits.Annual percentage yield (APY) assumes principal and interest remain on deposit for one year.Fees may reduce the earnings on the account.
FDIC INSURED
FOR CURRENT RATES CALL (203) 720-5000
RATES SUBJECT TO CHANGE WITHOUT NOTICE |
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