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Consumer Loans
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Home Equity Line Of Credit
- Amortizing Home Equity
Loans
- New Auto Loans
- Used Auto Loans
- Personal Loans
- Valley Checking Line of
Credit
- Collateral Loans
- Passbook Loans
Please call us or check here
for information.
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Student Loans
| All
Consumer Loans, with the
exception of Collateral
Loans and Equity Line of
Credit, have a minimum
interest charge of
$50.00. |
Home Equity Line of Credit
| The Annual Percentage Rate (APR) is variable and may change monthly based on the highest Prime Rate as published in the Wall Street Journal on the last business day of the month minus a margin of 1.00%. As of April 30, 2008 Prime -1.00% is an APR of 4.00%. There is a maximum rate cap of 18%, a minimum rate floor of 4%, a per check minimum of $250.00, a $50 annual fee waived for the first year, and a prepayment penalty of 1% of the credit limit or $300, which ever is greater if the line of credit is closed in the first 3 years. Offer is valid up to 80% of the value of owner occupied one to four family fee simple properties and approved condominiums located in Connecticut to a maximum of $200,000. Other rates and fees apply over $200,000 please ask. Hazard insurance is required as is flood insurance where necessary. These rates are subject to change without notice. |
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